Pricing as of October 2026

Fractional CFO pricing, published

A fractional CFO that runs on software, so you pay for CFO judgment, not CFO hours in spreadsheets. Start with software at $250 a month and grow into a full finance team without switching systems.

Scope flexes up and down any month

Software, set up by a CFO

Two $250 modules. Take either one or both. One $250 setup fee on month-to-month, waived when you commit to three months.

FP&A Platform

Your forecast, kept current and compared to actuals.

$250/mo

Standalone, or pair it with KPI Monitor

$250 setup on month-to-month, waived with a 3-month commitment

  • Upload your financials or existing model; AI maps it to a clean chart of accounts
  • QuickBooks Online and Shopify connections
  • Three-statement forecast with scenarios and saved versions
  • Forecast vs. actuals variance by month
  • Side-by-side comparison of model versions
  • 13-week cash forecast
  • AI analyst you can ask questions about your numbers
  • Excel and PDF exports
  • Onboarding session with a CFO
Details about FP&A Platform→

KPI Monitor

Your KPIs, synced from your data, with flags when something moves the wrong way.

$250/mo

Standalone, or add to the FP&A Platform for $500/mo total

One $250 setup fee even with both modules, waived with a 3-month commitment

  • Custom KPI plan drafted for your business and reviewed by a CFO
  • Connections to QuickBooks Online, Shopify, and bank and card accounts
  • Daily refresh with Watch and Critical flags you can tune
  • Books-close detection: profitability KPIs stay preliminary until the month looks reconciled
  • A flag when last month’s books are still open after the 15th
  • Source and timestamp on every number
  • Weekly email digest
  • Manual entry for anything not connected yet
Details about KPI Monitor→

Bookkeeping and CFO services

No setup fees, and the platform is included. Seth Girsky leads every CFO engagement directly.

Bookkeeping

Clean, reconciled books every month, with CFO oversight.

From $1,500/mo

Priced by transaction volume, accounts and entities

No setup fee. Platform included

  • Monthly reconciliation and close in QuickBooks Online
  • Categorization reviewed against how a CFO will use the numbers
  • Target close by the 15th of the following month, tracked in the KPI Monitor
  • FP&A Platform and KPI Monitor included
  • A clear path to CFO Review when you’re ready
Details about Bookkeeping→

Monthly CFO Review

A senior CFO reviewing your numbers and decisions every month.

$3,000–$5,000/mo

Based on channels, entities and complexity

No setup fee. Platform included

  • FP&A Platform and KPI Monitor included
  • Monthly review meeting and written variance commentary
  • Quarterly reforecast
  • Follow-up on KPI flags between meetings
  • Lender- and investor-ready reporting
  • Debt raises included: lender outreach, materials and negotiation
  • Responses within an hour; project turnaround within 24 hours
Details about Monthly CFO Review→

Full Financial Management

Your entire finance function, owned.

$6,500–$8,500/mo

Based on channels, entities and transaction volume

No setup fee. Platform included

  • Everything in Monthly CFO Review
  • Bank and credit card management, balances and team cards
  • Accounts payable through Ramp: we prepare and schedule, you approve
  • Accounts receivable and collections
  • Bookkeeping included or coordinated with your bookkeeper, depending on scope
  • Month-end close ownership
  • Cash management and the 13-week cash forecast
  • Lender relationships and debt raises
  • Equity raise support on a flat fee, never a success fee
  • Board and investor materials
Details about Full Financial Management→

Projects Quoted per project

Financial model builds · Equity raise preparation (flat fee, no success fee) · Financing packages and lender materials · Systems setup · Due diligence support

Ask about a project →

Scope that flexes with you

Scope flexes up and down. Add a debt raise, pause the monthly review in a quiet quarter, or step down from full management once your systems are running. Change tiers any month without re-onboarding: your data and platform stay the same.

How Inflection compares

Many fractional CFO firms sell a partner's résumé and staff the work below it. Here's what's different.

Compared on Inflection CFO Typical fractional CFO agency Full-time CFO hire
Who does the work A senior CFO who has built companies, on every CFO engagement Often a partner sells it and less experienced staff deliver it One person, if you can find them
Pricing Published, from $250/mo Usually "contact us" Salary, bonus, equity and benefits
Scope changes Flex up or down any month Often fixed retainers with set terms Fixed headcount
Software KPI Monitor and FP&A Platform included Typically spreadsheets and a monthly deck Whatever they build or buy
Seeing your numbers Daily-refreshed dashboard with flags At the monthly meeting Depends on the person
Where your fee goes To the CFO doing the work and the platform A meaningful share can go to agency overhead and markup Compensation
Commitment Month to month (3 months waives the $250 setup) Often multi-month contracts Employment

Agency practices vary. These are patterns we’ve seen firsthand. Ask any firm you’re considering.

Questions to ask any fractional CFO firm

  1. Who will actually do my work, and how senior are they?
  2. What happens if I need less help next quarter, or more?
  3. Can I see my numbers between meetings, or only in the monthly deck?
  4. What does the engagement cost, and what share goes to the person doing the work?
  5. Do you take success fees on fundraising?

Pricing questions

How much does a fractional CFO cost?

At Inflection CFO, software-only plans start at $250 a month, a Monthly CFO Review is $3,000–$5,000 a month, and Full Financial Management is $6,500–$8,500 a month. Bookkeeping starts at $1,500 a month. Prices are published and scope can change any month.

What do I get for $250 a month?

Either the FP&A Platform (forecasts, scenarios, forecast vs. actuals) or the KPI Monitor (connected KPIs with flags). Both together are $500 a month, with a single $250 setup fee that is waived with a 3-month commitment.

Is there a setup fee?

Only on the $250 platform modules: $250 on month-to-month, and waived with a 3-month commitment. Bookkeeping, Monthly CFO Review and Full Financial Management have no setup fee.

Can I change my plan?

Yes. Scope flexes up and down month to month, and your data and platform stay the same when you change tiers.

Do you take success fees on fundraising?

No success fees on equity raises; equity raise preparation is a flat-fee project. Debt raises are included in Monthly CFO Review and Full Financial Management.

Do you do bookkeeping?

Yes, starting at $1,500 a month, delivered by our partner bookkeeping firm and reviewed by Inflection.

Who will actually do the work?

Seth Girsky, Inflection’s founder, leads every CFO engagement directly. Bookkeeping is done by our partner firm under his review.

Is the platform included with CFO services?

Yes. Bookkeeping, Monthly CFO Review and Full Financial Management clients get the FP&A Platform and KPI Monitor at no extra cost.

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